About me

An advisor who listens first.

I'm Richard, an independent financial advisor for South Bohemia and nearby regions. I believe money should serve people's goals — not the other way around.

I came to finance from a different world.

I studied mechanical engineering and spent my first years as a fire safety and security technician for industrial clients. Technical, precise work — but far from what I wanted to do with my career.

I wanted to help specific people with the questions that keep them up at night: Will my family be OK if something happens to me? When can I retire? Is my mortgage really the best I can get? These questions aren't technical — they're deeply human.

So I switched. Today, I work within the 4fin group, an independent financial advisory firm that offers products from across the Czech market — not just those from one brand.

What I actually do

I help individuals and families with their complete financial picture: mortgages, insurance, investments, retirement planning. My work starts with listening — understanding what you want and what you fear. Only then do I open the product catalogue.

I serve clients across all of South Bohemia. For English-speaking expats living in or moving to the Czech Republic, I offer the same service in English — including help navigating the local financial system, which has its own quirks.

Based in
České Budějovice, Czech Republic
Region
South Bohemia & nationwide (online)
Languages
Czech, English
Focus
Mortgages, investments, protection
Richard Ondřich
„I enjoy finding solutions where clients think there are none. Showing them that even on a tight budget, there's room to save and invest.“

Let's have a no-pressure chat.

First consultation is free. I'll show you what I can do for your finances.